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Welcome to SIC Insurance - Ghana's preferred Insurer for:    Motor   |    Accident   |    Fire    |    Marine & Aviation   |    Engineering & Construction   |    Workmen's Compensation   |    General Bonds   |   

  Direct Line: +233 (0)3027 70236 || Toll Free Line: +233 (0)80010005
 
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Accident

Insurance Policies: Accident:

The Accident Insurances generally covers unforeseen, accidental and sudden loss of or damage to property and injury/death to persons.

 

There are Four classes of Accident Policies:

 

  1. Insurance of the person
  2. Property insurance
  3. Pecuniary insurance
  4. Liability insurance

 

1. Insurances of the person

  • Personal Accident
  • Family Personal Accident
  • Group Personal Accident
  • Foreign Travel Insurance
 
2. Property Insurance
  • Contractors All Risk and Erection All Risk
  • Bankers Indemnity
  • Burglary
  • Pedal Cycle
  • Machinery Breakdown
  • Electronic Equipment
  • Goods-in-Transit
 
3. Pecuniary Insurance
  • Cash-in-transit and Cash-in-Safe
  • Fidelity Guarantee
  • Public Liability
 
4. Liability Insurance
  • Workmen's Compensation
  • General Liability
  • Products Liability
  • Professional Indemnity

 

Gross premiums from accident insurance contributed approximately 14% to the Company's total gross premiums written for the years ended December 31, 2002 to 2006. In its underwriting of accident risks, the Company exercises flexibility in order not to compromise underwriting profitability.

 

It also ensures that market sentiments and the competitive nature of the insurance industry serve as guidelines in the setting of appropriate rates.

General Accident Policies
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