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Insurance Policies >> Marine & Aviation

Marine / Aviation Liability Policies

The Marine/Aviation Liability Policies includes the following:

  • Ship Repairers Legal Liability Policy:

This policy offers a ship repairer indemnity for loss of or damage to vessels in his care, custody or control. Cover extends to loss of or damage to machinery or equipment of any vessel whilst such machinery or equipment is removed from such vessel during repairs.

  • Removal of Wreck
  • Stevedoring and Shore handling Liability Policies: These policies are designed to meet liabilities that may arise from loss of or damage to third party property i.e. cargo and vessel due to stevedoring and Shore handling operations.

Stevedoring operations involves the loading and unloading of vessels and Shore handling operations on the other hand involves the movement of cargo from the port warehouse to the quay alongside ship for loading or the movement of cargo from quay to port warehouse.

Shore handling operations commence where stevedoring operations end in the case of imports and stops where stevedoring operations commence in the case of exports.

The policies also cover death or bodily injury to third parties arising from stevedoring/Shore handling operations.
Plant & Machinery not owned but hired to the operator(s) is covered as well.

  • Airport Operators Liability Policy:

Anyone who operates in an airport is subject to a variety of liabilities which can be grouped into three (3).

  • Premises Legal Liability:

This policy protects the insured against claims arising out of the use of his premises by third parties or passengers. This may include liability arising out of faulty elevators or escalators; liability arising out of contractors works, shops, restaurants and newsagents is also covered if necessary.

  • Hanger-Keepers Legal Liability:

The airport operator may act as bailee for aircraft parked over-night or for longer period. The hanger-keepers have liability for loss of or damage of the aircraft whilst it is in their care, custody or control.

  • Products Legal Liability:

Aircraft serviced or repaired on the premises or fuel sold, supplied or provided by the airport operator may lead to claims.
The Policy may be extended to cover control tower liability.

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