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Insurance Policies >> Fire

Additional Perils

  • IMPACT
    This extension covers destruction or damage caused to a building by contact with a vehicle, animal or any moving object not under the control of the Insured. 
  • AIRCRAFT AND/OR ARTICLES DROPPED THEREFROM
    This is an extension which covers destruction of/or damage to property resulting from impact with an aircraft or any article(s) dropped from it.
  • EXPLOSION
    It is the shattering of an enclosed vessel under pressure such as boilers caused by the sudden production or release of a large volume of gas and/or vapour. This extension therefore covers destruction or damage to property resulting from explosion.
  • TORNADO / WINDSTORM
    This is an extension which covers destruction of/or damage to property resulting from hurricane, cyclone, tornado and/or windstorm whether or not accompanied by rain but excluding flood, bursting and overflowing of water pipes, apparatus and the like.
  • BURSTING AND/OR OVERFLOWING OF WATER PIPES APPARATUS AND THE LIKE
    This is an extension which covers destruction of/or damage to property resulting from bursting or overflowing of water pipes, apparatus and the like.
  • FLOOD
    The policy extends to cover damage to property resulting from the overflowing of natural or artificial water courses.
  • EARTHQUAKE
    This extension covers destruction of/or damage to property resulting from earthquake and volcanic eruption (fire & shock).
  • RIOT & STRIKE, CIVIL COMMOTION & MALICIOUS DAMAGE
    Destruction or damage to property insured may be caused by Riot and Civil Commotion, Strikers, lockout workers or persons taking part in labour disturbances or malicious person acting on behalf of or in connection with any political organization.

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Domestic Fire Policy (Private Premises)
Additional Perils
Commercial / Industrial Fire Policy (Business Premises
Business Interruption Or Loss Of Profits Insurance
Home Package Policy (For Houseowners)
Assets All Risk Policy (Material Damage Only)
Combined Policies
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