Commercial Insurance Fire covers the buildings, plant, machinery and equipment, stock of raw materials, finished goods and profits.
The perils covered are mainly as outlined under “Private Premises” except for;
EXPLOSION:
This is usually exclusion under the policy but cover may be considered on the payment of additional premium. This extension covers destruction or damage to property resulting from explosion.
SURVEYS
We normally inspect premises/contents to be insured under our Commercial Policies before cover is granted.